Fees & charges
| Joining fee | Not stated on HDFC's page |
|---|---|
| Annual / renewal fee | ₹500 + applicable taxes (annual membership fee) |
| Renewal-fee waiver | ₹1.5 lakh/year (spend to waive renewal membership fee) |
| Network | Not stated Not stated on HDFC's page |
Rewards & benefits
| Reward rate | 2 Reward Points per ₹150 spent; 5 RP per ₹150 at restaurants on weekdays; 1 RP = ₹0.10 |
|---|---|
| Welcome benefit | Complimentary annual Times Prime Membership |
| Lounge access | none stated |
| Key benefits | Entertainment-focused: Times Prime membership, BookMyShow movie discounts, EazyDiner dining discounts, up to 20% off shopping/wellness/hotels, up to 5% cashback on utilities/shopping, 1% fuel surcharge waiver (₹400–₹4,000) |
Eligibility & status
| Eligibility / income | Not stated on HDFC's page |
|---|---|
| Status note | not accepting new applications |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 500MITC v4.3, fee table L372-384 | NOT STATED (no separate joining fee stated; card carries an annual membership fee of Rs.500 + applicable taxes per Step-1 recorded detail) | • |
| Fee waiver (min spend) | ₹1.5 lakh / AnnumMITC v4.3, fee table L372-384 | Rs.1.5 lakh/year spend waives the renewal membership fee [from Step-1 recorded detail; live page thin] | ✓ |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹250 per statement cycleMITC v4.3, fee table L372-384 | 1% fuel surcharge waiver (transactions Rs.400-Rs.4,000) [from Step-1 recorded detail; live page thin] | ✓ |
| Forex markup | 3.5%MITC v4.3, fee table L372-384 | NOT STATED | • |
| Reward rate | Not in MITC (product term) | 2 Reward Points per Rs.150 spent; 5 RP per Rs.150 at restaurants on weekdays; 1 RP = Rs.0.10 [from Step-1 recorded detail; live page thin] | • |
| Welcome benefit | Not in MITC | Complimentary annual Times Prime Membership [from Step-1 recorded detail; live page thin] | • |
| Lounge access | Not in MITC | NOT STATED | |
| Eligibility | Not in MITC | NOT STATED |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Live microsite fetch this run: thin 37, ok 3, blocked 1. HDFC microsites are JavaScript-rendered, so where the live fetch was thin the microsite column shows the fact as previously recorded from that card’s HDFC page — open the linked URL to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Titanium Times Card – Best Entertainment Card in the Industry
Related Personal cards
stop guessing what you earn
Know the fees. Then track what you actually pay.
This catalogue shows the card. OneStatement reconciles your real statements to the paisa — fees audited, rewards tracked, every cycle balanced, 100% on your device. No cloud, no account.