Fees & charges
| Joining fee | ₹1,000 + applicable taxes |
|---|---|
| Annual / renewal fee | ₹1,000 + applicable taxes (Joining/Renewal Membership Fee) |
| Renewal-fee waiver | Not stated on HDFC's page |
| Network | Not stated Not stated on HDFC's page |
Rewards & benefits
| Reward rate | Up to 5% CashBack on utility bills (SmartPay) & on shopping (SmartBuy); up to 10% CashBack on flights, hotels & gift vouchers via SmartBuy. No explicit per-₹ base reward-point earn rate stated. |
|---|---|
| Welcome benefit | Not stated on HDFC's page |
| Lounge access | none (no airport lounge access mentioned in the card's benefits) |
| Key benefits | Entertainment-focused card: 50% off BookMyShow movie tickets (up to 4/month, max ₹600/txn), 6-month EazyDiner + Times Prime memberships, up to 5-10% SmartBuy/SmartPay cashback, 1% fuel-surcharge waiver. |
Eligibility & status
| Eligibility / income | Not stated on HDFC's page |
|---|---|
| Status note | not accepting new applications (page: "We currently are not accepting new applications for Times Platinum Credit Card"; existing holders retain benefits) |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 1,000MITC v4.3, fee table L299-304 | Rs.1,000 + applicable taxes (from recorded detail; not stated on live page) | ✓ |
| Fee waiver (min spend) | ₹2.5 lakh / AnnumMITC v4.3, fee table L299-304 | NOT STATED (no renewal-fee-waiver spend threshold stated anywhere) | • |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹250 per statement cycleMITC v4.3, fee table L299-304 | 1% fuel-surcharge waiver (from recorded detail; not stated on live page) | ✓ |
| Forex markup | 3.5%MITC v4.3, fee table L299-304 | NOT STATED | • |
| Reward rate | Not in MITC (product term) | Up to 5% CashBack on utility bills (SmartPay) & on shopping (SmartBuy); up to 10% CashBack on flights, hotels & gift vouchers via SmartBuy. No explicit per-Rs base reward-point earn rate stated. (from recorded detail; not stated on live page) | • |
| Welcome benefit | Not in MITC | NOT STATED as a welcome benefit; ongoing perks: 6 months free EazyDiner membership + Rs.1,500 discount, plus Times Prime annual membership (from recorded detail; not stated on live page) | |
| Lounge access | Not in MITC | None - no airport lounge access mentioned in the card's benefits (from recorded detail) | • |
| Eligibility | Not in MITC | NOT STATED |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Live microsite fetch this run: thin 37, ok 3, blocked 1. HDFC microsites are JavaScript-rendered, so where the live fetch was thin the microsite column shows the fact as previously recorded from that card’s HDFC page — open the linked URL to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Platinum Times Card - Best Entertainment Credit Card | HDFC Bank
- You are in Personal Banking
- Discover Products
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