SS
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Shoppers StopHDFC Bank
Fees & charges
| Joining fee | ₹299 + GST |
|---|---|
| Annual / renewal fee | ₹299 + GST |
| Renewal-fee waiver | none |
| Network | Not stated Not stated on HDFC's page |
Rewards & benefits
| Reward rate | 3% reward points on Shoppers Stop spends (cap 500 RP/mo); 1% on all other spends (cap 1000 RP/mo); min txn ₹150. RP value: 1 RP = ₹1 vs Shoppers Stop vouchers, ₹0.20 as cashback. |
|---|---|
| Welcome benefit | ₹500 Shoppers Stop voucher (redeemable on any transaction at Shoppers Stop) + complimentary Shoppers Stop Silver Edge membership worth ₹350. |
| Lounge access | none (no lounge access listed in HDFC's T&C) |
| Key benefits | Entry co-brand shopping card: 3% RP at Shoppers Stop + 1% elsewhere, ₹500 welcome voucher, complimentary SS Silver Edge membership, and a ₹500/month weekend bonus on a single ₹15,000+ Shoppers Stop weekend purchase. |
Eligibility & status
| Eligibility / income | Not stated on HDFC's page |
|---|---|
| Status note | active |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 299MITC v4.3, fee table L583-586 | Joining/Renewal Membership Fee – ₹299/- + Applicable Taxes (live page states a single combined Joining/Renewal fee) | ✓ |
| Fee waiver (min spend) | NOT STATEDMITC v4.3, fee table L583-586 | NOT STATED (the microsite states no annual-fee waiver / spend threshold for this card) | |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹250 per statement cycleMITC v4.3, fee table L583-586 | 1% fuel surcharge waiver (Value Chart: '1% Fuel Surcharge Waiver (250/ Statement cycle)') | ✓ |
| Forex markup | 3.5%MITC v4.3, fee table L583-586 | General foreign-currency markup NOT STATED on the microsite (only in the linked Fees & Charges detail page). The page does state: '1% Mark-Up charges to be applied on all International DCC transactions.' | ⚠ |
| Reward rate | Not in MITC (product term) | 3% Reward Points on every Shoppers Stop purchase; 1% Reward Points on non-Shoppers Stop spends. Weekend offer: Reward Points worth ₹500 per month for a purchase of ₹15,000 or above on weekends at Shoppers Stop. Redemption: 1 Reward Point = ₹1 when redeemed against Shoppers Stop vouchers (NetBanking); Product Catalogue 0.25, Cash Back 0.20, Airmiles 0.25, Unified SmartBuy (Flights/Hotels) 0.20. Reward Points valid for 2 years. Grocery-spend accrual capped at 1,000 points/month; no RP on Rental & Government category payments. | • |
| Welcome benefit | Not in MITC | ₹500 worth of Shoppers Stop voucher from Shoppers Stop, redeemable on any transaction at Shoppers Stop store via the card; plus Complimentary Shoppers Stop Silver Edge membership worth ₹350. | • |
| Lounge access | Not in MITC | NOT STATED (no airport-lounge access benefit is listed for this card; the page mentions 'Lounge access' only as a footnote assumption in the savings calculator, not as a card benefit) | |
| Eligibility | Not in MITC | Salaried: Nationality Indian, Age 21–60 years, Income (Monthly) ₹20,000. Self Employed: Nationality Indian, Age 21–65 years, Annual ITR > ₹6,00,000. | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Live microsite fetch this run: thin 37, ok 3, blocked 1. HDFC microsites are JavaScript-rendered, so where the live fetch was thin the microsite column shows the fact as previously recorded from that card’s HDFC page — open the linked URL to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Joining/Renewal Membership Fee – ₹299/- + Applicable Taxes
- 3% Reward Points on every Shopper Stop purchase
- ₹500 worth of Shoppers Stop voucher from Shoppers Stop, redeemable on any transaction at Shoppers Stop store* via your Shoppers Stop HDFC Bank Credit Card
- Complimentary Shoppers Stop Silver Edge membership worth ₹350 1% fuel surcharge waiver
- Salaried Nationality: Indian Age: 21 – 60 years Income (Monthly) - ₹20,000 Self Employed Nationality: Indian Age: 21 – 65 years Annual ITR > ₹6,00,000
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