Official listing
| Segment | Personal |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Mitc-only |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the card's microsite (this older card has no live page, so the microsite column is blank). Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 500MITC v4.3, fee table L506-513 | NOT STATED | • |
| Fee waiver (min spend) | ₹150 within 90 days for 1st year membership fee and 70,000 / Annum for renewal feeMITC v4.3, fee table L506-513 | NOT STATED | • |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹250 per statement cycleMITC v4.3, fee table L506-513 | NOT STATED | • |
| Forex markup | 3.5%MITC v4.3, fee table L506-513 | NOT STATED | • |
| Reward rate | Not in MITC (product term) | NOT STATED | |
| Welcome benefit | Not in MITC | NOT STATED | |
| Lounge access | Not in MITC | NOT STATED | |
| Eligibility | Not in MITC | NOT STATED |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
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