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Paytm Select BusinessHDFC Bank
Official listing
| Segment | Business |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 1,000MITC v4.3, fee table L430-445 | Joining Membership Fee: ₹1000 plus Applicable Taxes. First Year Fee waived upon spending ₹60,000 (non-EMI spends) within the first 90 days | ✓ |
| Fee waiver (min spend) | ₹60,000 within 90 days for 1st year membership fee and ₹1 Lakh / Annum for annual feeMITC v4.3, fee table L430-445 | On annual spends of ₹1 lakh (non-EMI spends) in the 12-month period, renewal fee is waived off on Paytm HDFC Bank Select Business Credit Card. (First Year Fee waived upon spending ₹60,000 (non-EMI spends) within the first 90 days) | ✓ |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹250 per statement cycleMITC v4.3, fee table L430-445 | 1% fuel surcharge waived off on fuel transactions. | ✓ |
| Forex markup | 3.5%MITC v4.3, fee table L430-445 | NOT STATED | • |
| Reward rate | Not in MITC (product term) | 5% CashBack on all purchases across Paytm*; 3% Cashpoints on Swiggy, AJIO, Big Basket & Uber.; 2% CashBack on all other Paytm spends | • |
| Welcome benefit | Not in MITC | Complimentary Paytm First Membership*; Gift Voucher worth ₹500 upon card activation* | • |
| Lounge access | Not in MITC | 12 Complimentary access to Domestic Airport Lounges across the country in a calendar year* | • |
| Eligibility | Not in MITC | Self-Employed; Nationality : Indian; Age : 21 - 65 years; Annual ITR : > ₹8,00,000 | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Joining Membership Fee: ₹1000 plus Applicable Taxes. First Year Fee waived upon spending ₹60,000 (non-EMI spends) within the first 90 days
- Membership Renewal Fee 2nd year onwards: ₹500 plus Applicable Taxes per year
- On annual spends of ₹1 lakh (non-EMI spends) in the 12-month period, renewal fee is waived off on Paytm HDFC Bank Select Business Credit Card.
- 12 Complimentary access to Domestic Airport Lounges across the country in a calendar year*
- Gift Voucher worth ₹1000 on spends of ₹2 lakh in a year.*
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