MIVISADINERS
•••• •••• •••• ••••
MillenniaHDFC Bank
Fees & charges
| Joining fee | ₹1,000 + applicable taxes |
|---|---|
| Annual / renewal fee | ₹1,000 + applicable taxes |
| Renewal-fee waiver | ₹1 lakh/year (spend ₹1,00,000 in 12 months → next renewal fee waived) |
| Network | VISADINERS MasterCard / Visa / Diners Club (issued on multiple networks) |
Rewards & benefits
| Reward rate | 5% cashback on Amazon, Flipkart, Flight & Hotel bookings via PayZapp/SmartBuy; 2.5% on other online spends; 1% on all offline/other spends (as CashPoints) |
|---|---|
| Welcome benefit | 1,000 CashPoints on payment of the membership fee; first-year fee reversed on spends of ₹30,000+ within 90 days |
| Lounge access | 8 complimentary domestic airport lounge visits/year (2 per quarter); per HDFC's 20-Sep-2025 change now tied to the quarterly ₹1 lakh spend-milestone (HOI lounge voucher or ₹1,000 brand voucher). No international lounge access. |
| Key benefits | Cashback card — up to 5% on major online partners (Amazon/Flipkart/flights/hotels via SmartBuy/PayZapp), 1% on all other spends, domestic lounge access, and 1% fuel surcharge waiver. |
Eligibility & status
| Eligibility / income | Not stated on HDFC's page |
|---|---|
| Status note | active |
Related Everyday Rewards cards
stop guessing what you earn
Know the fees. Then track what you actually pay.
This catalogue shows the card. OneStatement reconciles your real statements to the paisa — fees audited, rewards tracked, every cycle balanced, 100% on your device. No cloud, no account.