Fees & charges
| Joining fee | ₹3,000 + taxes |
|---|---|
| Annual / renewal fee | ₹3,000 + taxes (renewal fee debited on 45th day; grants a Free Night Award) |
| Renewal-fee waiver | none (no spend-based renewal-fee waiver) |
| Network | DINERS Diners Club |
Rewards & benefits
| Reward rate | 8 Bonvoy pts/₹150 at Marriott hotels; 4 pts/₹150 on travel, dining & entertainment; 2 pts/₹150 on all other spends |
|---|---|
| Welcome benefit | Free Night Award (worth up to 15,000 Bonvoy points) + 10 Elite Night Credits + complimentary Silver Elite Status, on a single min ₹500 spend within 90 days of card open / on fee levy |
| Lounge access | 12 complimentary domestic + 12 complimentary international Diners lounge visits per year (24 total) |
| Key benefits | Diners Club travel co-brand: accelerated Marriott Bonvoy points, complimentary Silver Elite status + annual Free Night Award, milestone Free Nights at ₹6L/₹9L/₹15L annual spend, and 12+12 airport lounge visits |
Eligibility & status
| Eligibility / income | Not stated on HDFC's page |
|---|---|
| Status note | active |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 3,000MITC v4.3, fee table L627-631 | ₹3,000 + taxes | ✓ |
| Fee waiver (min spend) | NAMITC v4.3, fee table L627-631 | none (no spend-based renewal-fee waiver) | ✓ |
| Fuel surcharge waiver | NOT STATEDMITC v4.3, fee table L627-631 | NOT STATED | |
| Forex markup | 3.5%MITC v4.3, fee table L627-631 | NOT STATED | • |
| Reward rate | Not in MITC (product term) | 8 Bonvoy pts/₹150 at Marriott hotels; 4 pts/₹150 on travel, dining & entertainment; 2 pts/₹150 on all other spends | • |
| Welcome benefit | Not in MITC | Free Night Award (worth up to 15,000 Bonvoy points) + 10 Elite Night Credits + complimentary Silver Elite Status, on a single min ₹500 spend within 90 days of card open / on fee levy | • |
| Lounge access | Not in MITC | 12 complimentary domestic + 12 complimentary international Diners lounge visits per year (24 total) | • |
| Eligibility | Not in MITC | NOT STATED |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Live microsite fetch this run: thin 37, ok 3, blocked 1. HDFC microsites are JavaScript-rendered, so where the live fetch was thin the microsite column shows the fact as previously recorded from that card’s HDFC page — open the linked URL to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Marriott Bonvoy HDFC Bank Credit Card
- Unmatched Luxury. Ready for You.
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