Fees & charges
| Joining fee | Not stated on HDFC's page |
|---|---|
| Annual / renewal fee | Not stated on HDFC's page |
| Renewal-fee waiver | Not stated on HDFC's page |
| Network | Not stated Not stated on HDFC's page |
Rewards & benefits
| Reward rate | Not stated on HDFC's page |
|---|---|
| Welcome benefit | Not stated on HDFC's page |
| Lounge access | Not stated on HDFC's page |
| Key benefits | Premium "INFINIA Metal Edition" card; issued by invitation only (no benefit detail stated on page) |
Eligibility & status
| Eligibility / income | Not stated on HDFC's page |
|---|---|
| Status note | By Invite Only |
⚠ HDFC's page stated limited detail for this card — verify the specifics on the official page before applying.
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 10,000MITC v4.3, fee table L162-164 | Joining Fee: ₹12,500 plus Applicable Taxes | ⚠ |
| Fee waiver (min spend) | ₹8 Lakh / AnnumMITC v4.3, fee table L162-164 | Fee Waiver: Spend ₹10 lakh or more in a year before the renewal date to get the renewal fee waived. | ⚠ |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400, Maximum waiver of ₹1000 per statement cycleMITC v4.3, fee table L162-164 | Fuel Surcharge Waiver : 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.1,00,000. Note - No Reward Points are earned on fuel transactions. | ✓ |
| Forex markup | 2%MITC v4.3, fee table L162-164 | Foreign Currency Markup : Lowest markup fee of 2% on all foreign currency transactions. | ✓ |
| Reward rate | Not in MITC (product term) | Earn 5 Reward Points on every Rs.150 spent*; Earn up to 10x Reward Points on Smartbuy spends* | • |
| Welcome benefit | Not in MITC | Welcome benefit of 12,500 reward points*; Complimentary Club Marriott membership for first year. | • |
| Lounge access | Not in MITC | Unlimited complimentary global airport lounge access for primary and add-on cardholders. (Unlimited complimentary Domestic airport lounge access in India (Primary & Add-on); Unlimited complimentary International airport lounge access outside India via Priority Pass for Primary and Add-on cardholders (1,000+ lounges worldwide).) | • |
| Eligibility | Not in MITC | HDFC Bank Infinia Metal Credit Card is offered to select customers by invitation only. The Bank will assess your eligibility and inform you personally if you qualify for the card. | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Joining Fee: ₹12,500 plus Applicable Taxes
- Renewal Fee: ₹12,500 plus Applicable Taxes
- Fee Waiver: Spend ₹10 lakh or more in a year before the renewal date to get the renewal fee waived.
- Earn 5 Reward Points on every Rs.150 spent*
- Foreign Currency Markup : Lowest markup fee of 2% on all foreign currency transactions.
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