Fees & charges
| Joining fee | ₹10,000 + GST |
|---|---|
| Annual / renewal fee | ₹10,000 + GST |
| Renewal-fee waiver | ₹5 lakh spend in the card anniversary year |
| Network | DINERS Diners Club |
Rewards & benefits
| Reward rate | 5 Reward Points per ₹150 spent; 10X RP on SmartBuy and Harley-Davidson spends |
|---|---|
| Welcome benefit | On spending ₹1.5 lakh within first 90 days: Harley-Davidson gift card (~₹2,500) plus memberships (Swiggy One 3-mo, Club Marriott, MMT Black, Forbes, Amazon Prime) |
| Lounge access | Unlimited domestic + international lounge access (primary and add-on cardholders); Diners Club network |
| Key benefits | Premium Harley Owners Group co-brand: 10X rewards on Harley/SmartBuy, unlimited lounge access, and rich first-year welcome memberships |
Eligibility & status
| Eligibility / income | Salaried: age 21-60, net monthly income > ₹1,75,000; Self-employed: age 21-65, annual ITR > ₹21 lakh |
|---|---|
| Status note | not accepting new applications (sourcing stopped; existing cardholders retain benefits) |
⚠ HDFC's page stated limited detail for this card — verify the specifics on the official page before applying.
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | not listed in the MITC fee table (co-brand) | ₹10,000 + GST | • |
| Fee waiver (min spend) | not listed in the MITC fee table (co-brand) | ₹5 lakh spend in the card anniversary year | • |
| Fuel surcharge waiver | not listed in the MITC fee table (co-brand) | NOT STATED | |
| Forex markup | not listed in the MITC fee table (co-brand) | NOT STATED | |
| Reward rate | Not in MITC (product term) | 5 Reward Points per ₹150 spent; 10X RP on SmartBuy and Harley-Davidson spends | • |
| Welcome benefit | Not in MITC | On spending ₹1.5 lakh within first 90 days: Harley-Davidson gift card (~₹2,500) plus memberships (Swiggy One 3-mo, Club Marriott, MMT Black, Forbes, Amazon Prime) | • |
| Lounge access | Not in MITC | Unlimited domestic + international lounge access (primary and add-on cardholders); Diners Club network | • |
| Eligibility | Not in MITC | Salaried: age 21-60, net monthly income > ₹1,75,000; Self-employed: age 21-65, annual ITR > ₹21 lakh | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Live microsite fetch this run: thin 37, ok 3, blocked 1. HDFC microsites are JavaScript-rendered, so where the live fetch was thin the microsite column shows the fact as previously recorded from that card’s HDFC page — open the linked URL to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- H.O.G Diners Club Credit Card: Apply Online | HDFC Bank
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