GB
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GIGA BusinessHDFC Bank
Official listing
| Segment | Business |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 500MITC v4.3, fee table L357-358 | Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes | ✓ |
| Fee waiver (min spend) | ₹50,000 / AnnumMITC v4.3, fee table L357-358 | Spend Rs. 50,000 in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year | ✓ |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹250 per statement cycleMITC v4.3, fee table L357-358 | Get 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 and maximum transaction of ₹5000. Max Cashback of ₹250 per statement cycle) | ✓ |
| Forex markup | 3.5%MITC v4.3, fee table L357-358 | NOT STATED | • |
| Reward rate | Not in MITC (product term) | 2 CashPoints per ₹200 spent on general business expenses. 6 CashPoints per ₹200 spent on Business digital spends, Bill Payments, Income Tax and GST payments. | • |
| Welcome benefit | Not in MITC | Get a Gift voucher worth ₹250 on making one transaction on your Giga Credit card within the first 37 days of card issuance. The voucher is redeemable on top brands like Amazon, Swiggy, OTT Play Premium subscription for 1 month & more. | • |
| Lounge access | Not in MITC | NOT STATED | |
| Eligibility | Not in MITC | A Self-Employed Indian Citizen aged between 25yrs. to 65 Yrs. Annual ITR above Rs 4 Lakhs (Customers can apply credit card using ITR, GST returns, Bank Statements and Merchant payment report) | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
- Spend Rs. 50,000 in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year
- 2 CashPoints per ₹200 spent on general business expenses.
- 6 CashPoints per ₹200 spent on Business digital spends, Bill Payments, Income Tax and GST payments.
- Get Bonus 800 Cash points on monthly spend ₹50,000 every month
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