BB
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Biz BlackHDFC Bank
Official listing
| Segment | Business |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 10,000MITC v4.3, fee table L178-182 | Joining/Renewal Membership Fee – ₹10,000/- plus Applicable Taxes | ✓ |
| Fee waiver (min spend) | ₹7.5 Lakh / AnnumMITC v4.3, fee table L178-182 | Spend ₹7.5 lakh in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year. Spend ₹1.5 lakh in first 90 days of card issuance to get First Year Joining Fee waived off (Applicable for fresh issuance only) | ✓ |
| Fuel surcharge waiver | Fuel Surcharge waiver Not ApplicableMITC v4.3, fee table L178-182 | NOT STATED | • |
| Forex markup | Not clearly printed in the fee table (merged/blank cell)MITC v4.3, fee table L178-182 | NOT STATED | |
| Reward rate | Not in MITC (product term) | Earn 5 Reward Points on every Rs.150 spends* (1 Reward point = Up to 1Re/-); 5X Reward Points on Bill payments via Payzapp, IT & GST payments, hotel and flight bookings, Software Purchases etc.* (Note: 5X Reward Points applicable on minimum spends ₹50,000 in statement cycle) | • |
| Welcome benefit | Not in MITC | Get Club Marriott Annual Membership + Taj Stay voucher worth ₹5,000 on spends of ₹1.5 lakh within first 90 days. T&C Apply. | • |
| Lounge access | Not in MITC | Enjoy Unlimited access to 1,000+ airport lounges worldwide for both primary and add-on holders. (Unlimited Airport lounge access valid for only Active cardholders.) | • |
| Eligibility | Not in MITC | A Self Employed Indian Citizen aged between 21 yrs. to 65 Yrs. Annual ITR above Rs 30 Lakhs (Customers can apply credit card using ITR, GST returns) | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Joining/Renewal Membership Fee – ₹10,000/- plus Applicable Taxes
- Spend ₹7.5 lakh in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
- Spend ₹1.5 lakh in first 90 days of card issuance to get First Year Joining Fee waived off (Applicable for fresh issuance only)
- Earn 5 Reward Points on every Rs.150 spends* (1 Reward point = Up to 1Re/-)
- Get Club Marriott Annual Membership + Taj Stay voucher worth ₹5,000 on spends of ₹1.5 lakh within first 90 days. T&C Apply .
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