CS
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CSC Small Business MoneybackHDFC Bank
Official listing
| Segment | Business |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 250MITC v4.3, fee table L368-371 | Joining/Renewal Membership Fee – ₹250/- plus Applicable Taxes | ✓ |
| Fee waiver (min spend) | ₹25,000 / AnnumMITC v4.3, fee table L368-371 | Spend ₹25,000 in 12 Months and get Renewal Fee waived for next renewal year. | ✓ |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹250 per statement cycleMITC v4.3, fee table L368-371 | 1% Fuel Surcharge waived off on fuel transactions. (Minimum transaction of ₹400, Maximum CashBack of ₹250 per statement cycle) | ✓ |
| Forex markup | 3.5%MITC v4.3, fee table L368-371 | NOT STATED | • |
| Reward rate | Not in MITC (product term) | On every ₹200 Spent - 4 Reward Points on online spends | 2 Reward Points on all other spends*; 5X Reward Points on Fuel (Maximum 1000 points in a month) | • |
| Welcome benefit | Not in MITC | Complimentary Zomato Gold Membership on spends worth ₹75,000 within first 3 months of getting your new Business credit card. | • |
| Lounge access | Not in MITC | NOT STATED | |
| Eligibility | Not in MITC | Self Employed; Nationality: Indian; Age: 21 - 65 years; Annual ITR > ₹6 lakh | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Joining/Renewal Membership Fee – ₹250/- plus Applicable Taxes
- On every ₹200 Spent - 4 Reward Points on online spends | 2 Reward Points on all other spends*
- 1,000 Bonus Reward Points on annual spends of ₹90,000
- 5% CashBack on Business Essential Spends* (like electricity bills, telephone and internet bills, Government and Tax Payments)
- Spend ₹25,000 in 12 Months and get Renewal Fee waived for next renewal year.
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