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Business RegaliaHDFC Bank
Official listing
| Segment | Business |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 2,500MITC v4.3, fee table L249-261 | Joining/Renewal Membership Fee – ₹2,500/- plus Applicable Taxes | ✓ |
| Fee waiver (min spend) | ₹3 Lakh / AnnumMITC v4.3, fee table L249-261 | NOT STATED | • |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹500 per statement cycleMITC v4.3, fee table L249-261 | NOT STATED | • |
| Forex markup | 3.5%MITC v4.3, fee table L249-261 | Lowest foreign currency mark-up of 3.5% on all your foreign currency spends | ✓ |
| Reward rate | Not in MITC (product term) | Earn 4 Reward Points on every ₹200 spent on all retail* spends including Insurance, Utilities. (On all retail spends excluding wallet, EMI and petrol) | • |
| Welcome benefit | Not in MITC | NOT STATED | |
| Lounge access | Not in MITC | Get 2 Complimentary Domestic Lounge Access per quarter (Jan-Mar | Apr-Jun | Jul-Sep | Oct-Dec) after spending ₹1 Lakh in the previous quarter. Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. | • |
| Eligibility | Not in MITC | NOT STATED |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Joining/Renewal Membership Fee – ₹2,500/- plus Applicable Taxes
- Earn 4 Reward Points on every ₹200 spent on all retail* spends including Insurance, Utilities.
- 5% monthly CashBack on Business Essential Spends like (electricity bills, telephone & internet bills, Government & Tax Payments)
- Lowest foreign currency mark-up of 3.5% on all your foreign currency spends
- Get 2 Complimentary Domestic Lounge Access per quarter (Jan-Mar | Apr-Jun | Jul-Sep | Oct-Dec) after spending ₹1 Lakh in the previous quarter.
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