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Business PlatinumHDFC Bank
Official listing
| Segment | Commercial |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | FreeMITC v4.3, fee table L289-298 | NOT STATED | • |
| Fee waiver (min spend) | ₹30,000 / AnnumMITC v4.3, fee table L289-298 | NOT STATED | • |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹500 per statement cycleMITC v4.3, fee table L289-298 | Fuel surcharge waived off on fuel transactions of ₹400 to ₹5,000, maximum waiver of ₹500 per statement cycle. (1% fuel surcharge waiver on transactions.) | ✓ |
| Forex markup | 3.5%MITC v4.3, fee table L289-298 | NOT STATED | • |
| Reward rate | Not in MITC (product term) | 0.5% CashBack on retail spends above ₹10,000. 1% CashBack on retail spends of over ₹50,000. 1% CashBack on international spends of ₹10,000. (Flat 1% CashBack on International spends of ₹10,000 or more in a statement cycle.) Start your journey with a minimum of 500 points to redeem exciting rewards. | • |
| Welcome benefit | Not in MITC | NOT STATED | |
| Lounge access | Not in MITC | Yes, the Business Platinum Credit Card offers free airport lounge access to 1,000 plus lounges in India for both primary cardholders and add-on card members. (Access to airport lounges at various airports in India.) | • |
| Eligibility | Not in MITC | NOT STATED |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Sourcing of this Credit Card has been stopped. Existing customers of this card will continue to enjoy the benefits.
- 0.5% CashBack on retail spends above ₹10,000.
- 1% CashBack on retail spends of over ₹50,000.
- Fuel surcharge waived off on fuel transactions of ₹400 to ₹5,000, maximum waiver of ₹500 per statement cycle.
- Yes, the Business Platinum Credit Card offers free airport lounge access to 1,000 plus lounges in India for both primary cardholders and add-on card members.
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