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Business Money BackHDFC Bank
Official listing
| Segment | Commercial |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 500MITC v4.3, fee table L359-362 | Joining/Renewal Membership Fee – ₹500/- plus Applicable Taxes | ✓ |
| Fee waiver (min spend) | ₹50,000 / AnnumMITC v4.3, fee table L359-362 | NOT STATED | • |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹250 per statement cycleMITC v4.3, fee table L359-362 | Get 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000. Enjoy a maximum waiver of ₹250 per statement cycle | ✓ |
| Forex markup | 3.5%MITC v4.3, fee table L359-362 | NOT STATED | • |
| Reward rate | Not in MITC (product term) | 2X Reward Points (RP) on every ₹200 spent online* and 2 RP on other retail spends | • |
| Welcome benefit | Not in MITC | NOT STATED | |
| Lounge access | Not in MITC | NOT STATED | |
| Eligibility | Not in MITC | The HDFC Bank Business MoneyBack Credit Card is designed for self-employed Indian citizens aged between 21 to 65 years with an annual ITR above ₹6 lakh. | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- 2X Reward Points (RP) on every ₹200 spent online* and 2 RP on other retail spends
- 2,500 Reward Points on spends of ₹1.8 lakh annually
- Get 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000.
- Joining/Renewal Membership Fee – ₹500/- plus Applicable Taxes
- The HDFC Bank Business MoneyBack Credit Card is designed for self-employed Indian citizens aged between 21 to 65 years with an annual ITR above ₹6 lakh.
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