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Business GoldHDFC Bank
Official listing
| Segment | Commercial |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | Joining Membership Fee: ₹500 plus Applicable Taxes | • |
| Fee waiver (min spend) | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | Waiver on renewal fees of ₹500 on annual spends of minimum ₹50,000 on your Business Gold Credit Card. | • |
| Fuel surcharge waiver | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | Up to ₹250 savings on fuel spends of ₹400 to ₹5000 (*Effective 15 Apr 2016, Reward Points will not be accrued for fuel transactions) | • |
| Forex markup | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Reward rate | Not in MITC (product term) | Reward Points on every ₹150 spent. | • |
| Welcome benefit | Not in MITC | NOT STATED | |
| Lounge access | Not in MITC | Lounge access is not available for Business Gold Credit Cards . | • |
| Eligibility | Not in MITC | NOT STATED |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Joining Membership Fee: ₹500 plus Applicable Taxes
- Membership Renewal Fee 2nd year onwards: ₹500 plus Applicable Taxes per year
- Waiver on renewal fees of ₹500 on annual spends of minimum ₹50,000 on your Business Gold Credit Card.
- 1% CashBack on air tickets booked through domestic airline websites (up to ₹500 per statement).
- Lounge access is not available for Business Gold Credit Cards .
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