BF
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Business FreedomHDFC Bank
Official listing
| Segment | Commercial |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 500MITC v4.3, fee table L524-527 | Renew your membership annually by paying a nominal fee of ₹500. | ✓ |
| Fee waiver (min spend) | ₹20,000 / AnnumMITC v4.3, fee table L524-527 | Spend ₹20,000 in a year and get a waiver of next year’s annual membership. | ✓ |
| Fuel surcharge waiver | 1% fuel surcharge waiver on minimum transaction of ₹400 & maximum transaction of ₹5000. Maximum waiver of ₹250 per statement cycleMITC v4.3, fee table L524-527 | NOT STATED | • |
| Forex markup | 3.5%MITC v4.3, fee table L524-527 | NOT STATED | • |
| Reward rate | Not in MITC (product term) | Enjoy 5% CashBack on movies, dining, supermarket spends, taxi rides and utility bill payments; Get 5% CashBack on EasyEMI, PayZapp and SmartBuy; Save up to ₹250 on transactions of ₹400 to ₹5,000; Earn reward points on every spend of ₹150 and above | • |
| Welcome benefit | Not in MITC | NOT STATED | |
| Lounge access | Not in MITC | NOT STATED | |
| Eligibility | Not in MITC | NOT STATED |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Enjoy 5% CashBack on movies, dining, supermarket spends, taxi rides and utility bill payments
- Save up to ₹250 on transactions of ₹400 to ₹5,000
- Spend ₹20,000 in a year and get a waiver of next year’s annual membership.
- Renew your membership annually by paying a nominal fee of ₹500.
- Earn reward points on every spend of ₹150 and above
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