Fees & charges
| Joining fee | ₹500 + applicable taxes |
|---|---|
| Annual / renewal fee | ₹500 + applicable taxes |
| Renewal-fee waiver | Not stated on HDFC's page |
| Network | Mastercard |
Rewards & benefits
| Reward rate | 2.5% 6E Rewards on IndiGo ticket bookings; 2% on dining/groceries/entertainment; 1% on all other spends (1 6E Reward = ₹1; valid 2 years) |
|---|---|
| Welcome benefit | 1 complimentary IndiGo air ticket worth ₹1,500 (on 3+ transactions in each of the first 3 months) + 1 complimentary 6E Prime add-on (priority check-in, seat choice, meal) + ₹150/person convenience-fee discount on IndiGo tickets |
| Lounge access | None — base card does not offer complimentary domestic airport lounge access (only the XL variant does) |
| Key benefits | Co-branded IndiGo travel card: tiered 6E Rewards on IndiGo bookings/dining/groceries/entertainment, ₹1,500 welcome ticket + 6E Prime add-on, convenience-fee discounts; Mastercard offers; no lounge access |
Eligibility & status
| Eligibility / income | Salaried: min ₹50,000/month; Self-employed: min ₹7.2 lakh/year |
|---|---|
| Status note | 6E Rewards program phased out from 1 Nov 2025 (redeemable on IndiGo till 31 Oct 2025; unutilised balance auto-converted to IndiGo BluChip 1:1); product features discontinued ~Dec 2025 with cardholders migrated to new variants |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 500MITC v4.3, fee table L262-267 | ₹500 + applicable taxes | ✓ |
| Fee waiver (min spend) | NAMITC v4.3, fee table L262-267 | NOT STATED | • |
| Fuel surcharge waiver | Fuel Surcharge waiver Not ApplicableMITC v4.3, fee table L262-267 | NOT STATED | • |
| Forex markup | 3.5%MITC v4.3, fee table L262-267 | NOT STATED | • |
| Reward rate | Not in MITC (product term) | 2.5% 6E Rewards on IndiGo ticket bookings; 2% on dining/groceries/entertainment; 1% on all other spends (1 6E Reward = ₹1; valid 2 years) | • |
| Welcome benefit | Not in MITC | 1 complimentary IndiGo air ticket worth ₹1,500 (on 3+ transactions in each of the first 3 months) + 1 complimentary 6E Prime add-on (priority check-in, seat choice, meal) + ₹150/person convenience-fee discount on IndiGo tickets | • |
| Lounge access | Not in MITC | None — base card does not offer complimentary domestic airport lounge access (only the XL variant does) | • |
| Eligibility | Not in MITC | Salaried: min ₹50,000/month; Self-employed: min ₹7.2 lakh/year | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Live microsite fetch this run: thin 37, ok 3, blocked 1. HDFC microsites are JavaScript-rendered, so where the live fetch was thin the microsite column shows the fact as previously recorded from that card’s HDFC page — open the linked URL to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
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