6R
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6E Rewards IndigoHDFC Bank
Fees & charges
| Joining fee | ₹500 + applicable taxes |
|---|---|
| Annual / renewal fee | ₹500 + applicable taxes |
| Renewal-fee waiver | Not stated on HDFC's page |
| Network | Mastercard |
Rewards & benefits
| Reward rate | 2.5% 6E Rewards on IndiGo ticket bookings; 2% on dining/groceries/entertainment; 1% on all other spends (1 6E Reward = ₹1; valid 2 years) |
|---|---|
| Welcome benefit | 1 complimentary IndiGo air ticket worth ₹1,500 (on 3+ transactions in each of the first 3 months) + 1 complimentary 6E Prime add-on (priority check-in, seat choice, meal) + ₹150/person convenience-fee discount on IndiGo tickets |
| Lounge access | None — base card does not offer complimentary domestic airport lounge access (only the XL variant does) |
| Key benefits | Co-branded IndiGo travel card: tiered 6E Rewards on IndiGo bookings/dining/groceries/entertainment, ₹1,500 welcome ticket + 6E Prime add-on, convenience-fee discounts; Mastercard offers; no lounge access |
Eligibility & status
| Eligibility / income | Salaried: min ₹50,000/month; Self-employed: min ₹7.2 lakh/year |
|---|---|
| Status note | 6E Rewards program phased out from 1 Nov 2025 (redeemable on IndiGo till 31 Oct 2025; unutilised balance auto-converted to IndiGo BluChip 1:1); product features discontinued ~Dec 2025 with cardholders migrated to new variants |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | ₹ 500MITC v4.3, fee table L262-267 | ₹500 + applicable taxes | ✓ |
| Fee waiver (min spend) | NAMITC v4.3, fee table L262-267 | unknown (no renewal-fee waiver spend threshold stated on HDFC's fees page) | ✓ |
| Fuel surcharge waiver | Fuel Surcharge waiver Not ApplicableMITC v4.3, fee table L262-267 | NOT STATED | • |
| Forex markup | 3.5%MITC v4.3, fee table L262-267 | Markup fee of 3.5% on all foreign currency transactions | ✓ |
| Reward rate | Not in MITC (product term) | 2.5 6E Rewards per ₹100 Spends on flights booking on IndiGo App/Website; 2 6E Rewards per ₹100 Spends on Grocery, Dining & Entertainment capped at 100 RP monthly*; 1 6E Rewards per ₹100 Spends on all other spends* | • |
| Welcome benefit | Not in MITC | Complimentary flight ticket worth ₹1500, with 1 Complimentary 6E Prime Add-On - Priority check in, choice of seat, a complimentary meal | • |
| Lounge access | Not in MITC | As of now, the 6E Rewards-IndiGo HDFC Bank Credit Card doesn't offer complimentary domestic airport lounge access. | • |
| Eligibility | Not in MITC | Salaried — Nationality: Indian; Age: 21 – 60 years; Income (Monthly) - ₹50,000. Self-Employed — Nationality: Indian; Age: Minimum: 21 – 65 years; Annual ITR > ₹7,20,000 | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Dear Customers, HDFC Bank Indigo 6E Rewards Credit Card and HDFC Bank 6E Rewards XL Credit Card is discontinued. Bank is not accepting any new applications for these card variants.
- 2.5 6E Rewards per ₹100 Spends on flights booking on IndiGo App/Website
- 2 6E Rewards per ₹100 Spends on Grocery, Dining & Entertainment capped at 100 RP monthly*
- Markup fee of 3.5% on all foreign currency transactions
- Complimentary flight ticket worth ₹1500, with 1 Complimentary 6E Prime Add-On - Priority check in, choice of seat, a complimentary meal
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