TM
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TMCHDFC Bank
Official listing
| Segment | Commercial |
|---|---|
| In HDFC MITC fee table | Not listed |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | Joining/Renewal Fees: NIL | • |
| Fee waiver (min spend) | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Fuel surcharge waiver | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Forex markup | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Reward rate | Not in MITC (product term) | NOT STATED | |
| Welcome benefit | Not in MITC | NOT STATED | |
| Lounge access | Not in MITC | NOT STATED | |
| Eligibility | Not in MITC | The credit limit on the TMC Card will depend on various factors such as your income, credit history, and eligibility criteria set by HDFC Bank. | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Joining/Renewal Fees: NIL
- Cash Processing Fee: All Cash payment of card dues get charged with an additional fee of 1% of the amount
- Convenience Fee (applicable only on Dealer card): ₹300 per transaction
- Reissue of Lost, Stolen or Damaged Card: ₹ 100/- per card re-issued
- The TMC Credit Card is a Commercial Credit Card designed to streamline business expenses and improve transaction processing efficiency. It offers benefits such as easy integration with existing ERP systems and variable controls for better expense management.
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