CT
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Central Travel AccountHDFC Bank
Official listing
| Segment | Commercial |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Fee waiver (min spend) | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Fuel surcharge waiver | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Forex markup | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Reward rate | Not in MITC (product term) | NOT STATED | |
| Welcome benefit | Not in MITC | NOT STATED | |
| Lounge access | Not in MITC | NOT STATED | |
| Eligibility | Not in MITC | 10 Crores is the required Minimum annual turnover. (Company can still apply for CTA basis secured collaterals like Fixed deposit if turnover is less than 10 Crores.) | • |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Extended payment terms of up to 50 days.
- 10 Crores is the required Minimum annual turnover.
- Company can still apply for CTA basis secured collaterals like Fixed deposit.
- Avail up to 40% savings on your Business travel and software purchase on smartbuy.hdfcbank.com/business
- 4% off on Flights and Hotels booking.
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