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Purchase PremiumHDFC Bank
Official listing
| Segment | Commercial |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Fee waiver (min spend) | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Fuel surcharge waiver | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | Up to ₹500 savings with a 1% fuel surcharge waiver on business travel expenses.* (fuel surcharge waiver is capped up to ₹500) | • |
| Forex markup | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | A low 2.5% currency markup on foreign transactions. | • |
| Reward rate | Not in MITC (product term) | 4 Reward Points for every ₹150 spent.* (Each reward point will have a value of 20 paisa; maximum of 15,000 reward points can be accrued per statement cycle) | • |
| Welcome benefit | Not in MITC | NOT STATED | |
| Lounge access | Not in MITC | NOT STATED | |
| Eligibility | Not in MITC | NOT STATED |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- 4 Reward Points for every ₹150 spent.*
- Up to ₹500 savings with a 1% fuel surcharge waiver on business travel expenses.*
- A low 2.5% currency markup on foreign transactions.
- 5% CashBack on essential business spending. (*Up to ₹1,500 per statement cycle on minimum monthly spends of ₹1,00,000/-)
- Up to 50 days of interest-free credit without additional costs.*
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