AP
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Accounts Payable programHDFC Bank
Official listing
| Segment | Commercial |
|---|---|
| In HDFC MITC fee table | Yes |
| Status | Live |
Sources compared — HDFC's MITC (PDF) vs the card's microsite
Every fact is shown from both of HDFC's own sources so you can verify it yourself — the MITC PDF ↗ (the binding fee document) and the product microsite ↗. Nothing is omitted or paraphrased.
| Fact | 📄 MITC PDF | 🔗 Microsite | |
|---|---|---|---|
| Joining / annual fee | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Fee waiver (min spend) | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Fuel surcharge waiver | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Forex markup | not in the MITC retail fee table (corporate/commercial card — fees are negotiated) | NOT STATED | |
| Reward rate | Not in MITC (product term) | NOT STATED | |
| Welcome benefit | Not in MITC | NOT STATED | |
| Lounge access | Not in MITC | NOT STATED | |
| Eligibility | Not in MITC | NOT STATED |
✓ both agree ⚠ differ — verify • MITC only • microsite only
Microsite values are captured VERBATIM from each card's live HDFC page (fetched 2026-07-04). Quality of capture: rich 55, partial 15, thin 4. Open the linked page to verify. See the full schedule of charges → (finance charges, cash-advance, late-fee slabs…), all cited to the MITC.
Verbatim quotes captured from the live microsite
- Accounts Payable solution is the closed loop card with customisable credit period and pricing which is given to entities for making payments towards business expenses
- Extended Credit Period. Controlled Transaction Environment. Cost Saving Benefits.
- Save up to ₹15,000* annually
- Cardholder will be charged a fee on each transaction initiated
- The pricing is applied in the form of flat interest on the card
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